I have been in the mortgage industry for 28 years and have loved every bit of it. I find my passion is helping people achieve home ownership by helping them understand the home buying process, or even upgrading to a new home. I believe in full transparency in doing business and education is one of my core values. I believe that everyone needs to have knowledge and understanding about all the different loans that are out there and I need to be an expert in my field in order to help strengthen my relationship with my borrowers. I have worked with clients who do FHA, VA, Conventional, Construction and Condotel loans. I have pretty much done it all when it comes to loans and I find it fun and rewarding to go to work every day.